Nicholas Kruger — Arizona Mortgage Loan Originator

Expert mortgage loan originator in Arizona and 4 more states helping first-time buyers, refinancing, and home purchases. Licensed #1323748.

Nicholas Kruger, Loan Officer at NEXA Lending. NMLS #1323748. Call (763) 218-5788.

Frequently Asked Questions

Who is Nicholas Kruger?

Nicholas Kruger is a Loan Officer at NEXA Lending (NMLS #1323748). Expert mortgage loan originator in Arizona and 4 more states helping first-time buyers, refinancing, and home purchases. Licensed #1323748.

What areas does Nicholas Kruger serve?

Nicholas Kruger is licensed to provide mortgage services in Arizona, Florida, Minnesota, South Dakota, and Wisconsin.

What services does Nicholas Kruger offer as a mortgage loan officer?

Nicholas Kruger offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Arizona, Florida, Minnesota, South Dakota, and Wisconsin. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Nicholas Kruger?

You can call (763) 218-5788 and email Nick@Distinction.Team to get started or ask about current mortgage rates and pre-approval.

What is Nicholas Kruger's NMLS number?

Nicholas Kruger's NMLS license number is 1323748. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Nicholas Kruger?

Getting pre-approved is simple: share your income, assets, and credit details, and Nicholas Kruger will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

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Nicholas Kruger

Nicholas Kruger

Loan Officer

NMLS# 1323748

Call or Text: (763) 218-5788

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Why Choose Me

Why Work With Nicholas Kruger?

Your mortgage is one of the biggest financial decisions you'll make. I'm here to make it simple, transparent, and stress-free.

Licensed Expert

Fully licensed mortgage professional you can trust

Fast Approvals

Get pre-approved in as little as 24 hours

Clear Communication

Transparent process with no surprises

Competitive Rates

Access to the best rates in the market

Live Market Pricing

Rates update daily — ask for your personalized quote.

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