Nicholas Kruger is a loan officer at Distinction Team Lending Powered by AXEN Mortgage (NMLS #1323748, verifiable at nmlsconsumeraccess.org), helping borrowers in Arizona and 4 more states finance home purchases, refinance existing mortgages, and navigate first-time buying with confidence. Key background about Nicholas Kruger includes a focus on residential mortgage lending across the Arizona and 4 more states market, with a state licensing record that is publicly verifiable through nmlsconsumeraccess.org.
Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Nicholas compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.
Call (763) 218-5788 to get started. You can also email Nick@Distinction.Team.
Nicholas Kruger, Loan Officer at Distinction Team Lending Powered by AXEN Mortgage. NMLS #1323748. Call (763) 218-5788.
Nicholas Kruger is a Loan Officer at Distinction Team Lending Powered by AXEN Mortgage (NMLS #1323748). Expert mortgage loan originator in Arizona and 4 more states helping first-time buyers, refinancing, and home purchases. Licensed #1323748.
Nicholas Kruger is licensed to provide mortgage services in Arizona, Florida, Minnesota, South Dakota, and Wisconsin.
Nicholas Kruger offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Arizona, Florida, Minnesota, South Dakota, and Wisconsin. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (763) 218-5788 and email Nick@Distinction.Team to get started or ask about current mortgage rates and pre-approval.
Nicholas Kruger's NMLS license number is 1323748. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Nicholas Kruger will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.