Straight answers about pre-approval, credit, down payments, loan programs, and closing — from Nicholas Kruger, NMLS #1323748. If your question isn't covered here, call (763) 218-5788 to get started.
Nicholas Kruger, Loan Officer at NEXA Lending. NMLS #1323748. Call (763) 218-5788.
Nicholas Kruger is a Loan Officer at NEXA Lending (NMLS #1323748). Expert mortgage loan originator in Arizona and 4 more states helping first-time buyers, refinancing, and home purchases. Licensed #1323748.
Nicholas Kruger is licensed to provide mortgage services in Arizona, Florida, Minnesota, South Dakota, and Wisconsin.
Nicholas Kruger offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Arizona, Florida, Minnesota, South Dakota, and Wisconsin. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (763) 218-5788 and email Nick@Distinction.Team to get started or ask about current mortgage rates and pre-approval.
Nicholas Kruger's NMLS license number is 1323748. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Nicholas Kruger will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
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Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.
